Privacy Policy

Limited to This Site

HFI Solutions and other websites, even those linked from our site, operate as separate entities with independent privacy practices. We have no control over nor responsibility for their handling of personal information.

How We Get Personal Information

housingfinanceandinsurancesolutions.com gathers information from multiple sources: You directly provide name, email, phone, and address, and can choose to share details on inquiry forms. We may also gather data from trusted partners like affiliates and data brokers. Additionally, we employ cookies to collect website visit information for analysis and advertising purposes. More details are provided below.

What Data Do We Collect?

When you subscribe, we ask for details like your name, birthday, address, email, and phone number. We also use cookies and similar technologies to understand your online behavior, collecting personal data like IP address, location, device ID, browsing habits, and clicks. Additionally, we obtain information from data brokers like demographics, interests, past locations, or purchase history for relevant advertising. We may in some cases collect Sensitive Personal Information like race/ethnicity or interest in LGBTQ+ content. We limit data collection to relevant marketing purposes. See “Your Privacy Rights” below for managing your data preferences.

How We Use Data

The personal information we collect is used to send you your requested newsletters and to provide content or marketing messages through email or by other channels. We also share personal information with our partners who may send you marketing messages as well (opt-out here). Our use of data might be considered cross context behavioral advertising.

Data Sharing

We may sell or share the personal information we collect with our affiliated companies and partners for marketing uses including cross context behavioral advertising. We also share this information with service providers, including companies that provide services related to cross context behavioral advertising, analytics, advertising fraud detection, web hosting, information security, and other similar services. We have contracts in place with any third parties who have access to the personal information we share to ensure appropriate information security measures and compliance with applicable laws. We may also share personal information as required by law, or to protect the health or safety of us, or employees, or any other person.

Targeted Ads, Sharing and Analytics

We share personal information with third party companies to place advertisements on this or other websites and to perform analytics and reporting functions for those sites and for our advertisements. These companies may collect and/or share information about the websites you visit and the web pages and advertisements you view or interact with. We (or our partners) collect your IP address, date and time of interaction, your Internet Service Provider (ISP), and the browser type and version you use to visit this website. This information may be combined with other personal information (which may be obtained from data brokers) like your name, email address, or postal address, and may be used to deliver advertising from us or from other companies, through email, on apps or websites, or through social media sites or other media channels (this is also known as “cross-context behavioral advertising”). We also use personal information to analyze interactions with our Website and advertisements so we can continuously improve them.

Cookies and Similar Technologies

We use cookies and other similar technologies to: (1) operate this site, (2) perform analytics and tracking to understand and continuously improve the user experience, (3) select and deliver personalized content and advertisements, and (4) monitor your response to advertisements and other communications. Cookies are small computer files containing a unique ID that our server sends to your browser. Cookies enable us to recognize your browser when you visit this or certain other websites. We do not track every site you view on the Internet. You can limit, block, or delete cookies in your browser settings at any time. If you use a browser-based “do not track” setting, this may result in an “opt-out cookie” to be set on your browser, which blocks additional data collection. If you later delete this opt-out cookie, automated data collection may resume.

Exercising Your Data Privacy Rights

You may exercise your privacy rights by using the web form here, or by calling 855-529-5971. You may exercise the following privacy rights to: (1) know how we collect and use personal information (which is the purpose of this Privacy Policy), (2) opt out of us selling or sharing your personal information with third parties, (3) obtain a copy of the personal information we have collected about you, (4) request that we delete your personal information, and (5) make other requests relating to your personal information–we may not be able to accept all requests, but you can always delete your data. If you still have questions or concerns after making your request, please use the email provided below. You may also have the right to appeal to state or federal governmental privacy authorities if we are unable to resolve your issue.

Children’s Data Privacy

This website is for use only by individuals aged 16 and older. We do not knowingly collect personal information from children under the age of 16. We will remove any personal information relating to an individual 15 or younger if we become aware that it has been submitted to us.

Protecting Personal Information

Our information security program includes technical, organizational, and physical security measures to protect personal information from exposure or harm. We have policies and procedures, employee training, and automated monitoring. We also audit our practices regularly to ensure consistency and adapt to evolving risks.

Future Changes To This Policy

This policy may be revised or updated at any time. Any revised version of this policy will apply from its published effective date. You should read this policy periodically to stay up to date on how we collect, use, and share personal information.

U.S. Data Storage

This website and our company are located in the United States. This site and our services are intended for use only by users located in the United States. By visiting this website, you are allowing your personal information to be stored and processed in the United States, subject to U.S. law.

Contact Information for This Site

If you have questions or feedback, please contact us at contact@housingfinanceandinsurancesolutions.com.

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